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Statistics are not just numbers jumbled together for no reason. Statistics are used in gathering data to prove or disprove a theory. In the case of car accidents, statistics have a direct impact on driver insurance rates for specific reasons. People who live in the cities with the highest accident record will pay a higher premium than those living in the safest cities. Prior to moving to a new city, it is wise to check the car accident statistics and find out how it will affect auto insurance rates.
Washington D.C. Washington D.C. is the most likely place to be involved in a car accident in the United States. The time of day does not appear to have an effect on the high volume of traffic that is flowing through. This may be the cause of the high probability of a vehicle accident as well as the number of people rushing to get in or out of the area. Washington D.C. is the capital of the United States. Thousands of tourists pour through the city to visit the many historical sites, get a glimpse of the political process, and attend festivities. Hundreds of political figures flow in and out of the city as well. Traffic congestion is a likely scenario for anyone who attempts to drive into the historical and politically driven city. Residents of this city are more than twice as likely to be involved in a car accident. Insurance premiums average to more than $2000 a year.
Baltimore, MD It may not be a surprising fact that the second most likely city in America to be involved in a motor vehicle accident is Baltimore. It is directly connected to Washington, D.C. and a huge portion of the traffic in Baltimore travels to and from Washington, D.C. on a daily basis. The same traffic problems that exist in Washington D.C. also exist in Baltimore. Baltimore is one of the most visited cities in the state of Maryland. It is the home of the M&T Stadium for football and baseball fans. The traffic produced by both sports is tremendous and are excellent for area businesses. It is also one of the many reason it is likely residents will be involved in a traffic accident. Drivers in this city are at a 90% higher risk for a traffic accident than in all other parts of the United States. Insurance in the state of Maryland are among the highest in the country.
Glendale, CA The population of Glendale is nearly 400,000 less than the previously mentioned cities, but, that does not alter the fact that it is third on the list for the number of car accidents people are involved in. Glendale is directly connected to Los Angeles and that may be the reason for the high rate of traffic accidents. The increased risk for a vehicle accident in this city is approximately 80%. Drivers are always at risk for a traffic accident. The odds of being involved in one are 30% no matter what city the driver may be travelling in. People who live in an area with elevated risk factors will pay higher premiums because of it. The best plan to lower insurance rates as well as the risk for an accident is to drive cautiously, obey traffic signs and signals, and to take extra precautions during inclement weather and road construction. Jessica Strayers has worked as a roadside assistance service manager for the past 5 years and enjoys blogging in her spare time. Citation List: Auto Insurance Coverage Information at Acceptance Insurance
Car Accident Rate Statistics from Wikipedia.org
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